CEO, The Ruiz Financial Group, LLC
Author, The One-Hour Hispanic Millionaire
Ruben Ruiz, Jr., MSFS, CLU, ChFC, CSA, RFC, is President and CEO of The Ruiz Financial Group, LLC., The One-Hour Hispanic Millionaire, The Wealth & Millionaire Publishing and Regional Director of Money Concepts Financial Planning Centers in San Marcos and San Antonio, Texas. Ruiz teaches, educates, and provides consulting services to clients and associates in wealth management and financial planning.
As an award-winning financial strategist and advisor, Ruiz wrote
The One Hour Hispanic Millionaire to provide Hispanics with a “Bible of Knowledge” on how to create their own financial blueprint. Since its release in 2006, the book – along with Ruiz's expertise – have helped many Hispanic Americans realize the potential of achieving financial success.
For his contribution and willingness to make a difference in the Hispanic community, he was honored with the 2007 Texas Association of Mexican American Chambers of Commerce (TAMACC) Business Man of the Year Award. Ruiz has also received over 30 awards from the private and non-profit sectors for his leadership and business success. Some of his awards include “Financial Planner of the Year in the USA,” “Regional Director of the Year,” and “Recruiter of the Year,” with Money Concepts International.
Ruiz serves on the Board of The International Association of Registered Financial Consultants, (IARFC) and was President & Chairman of the Board of the Financial Planning Association (FPA) of San Antonio and South Texas. As the Regional Director for Money Concepts International, he provides management and business development to 42 offices in Texas.
Ruiz served on the Board Directors of the San Antonio and South Texas Financial Planning Association, one of the largest financial planning associations in the United States, for over seven years. For his commitment and contribution to the organization, he was honored with the Chairman's Award in 2000.
He is extremely committed to serving the Hispanic community in his hometown of San Marcos, as well as throughout Texas, and is a member of Hispanic Chambers of Commerce throughout the state. In fact, Ruiz is one of the founding Charter Members of the San Marcos Hispanic Chamber of Commerce and served as its first President and Chairman of the Board and remained on the board during its first seven years. He was also a Charter Member of LULAC Council 654 for over 18 years and served as the first Chairman of the very successful VIVA Cinco De Mayo State Wide Celebration.
An avid speaker, Ruiz has spoken to over 500 groups ranging from baby boomers and senior citizens to parents and business owners, as well as educators, non-profit organizations, and corporate employees on the topics of strategies to accumulate wealth, maximize their tax-benefits, investment options, risk tolerance, and reaching their wealth and financial independent goals.
A native of San Marcos, TX, he holds a BBA in Marketing from Southwest Texas State University (now Texas State University) and is a member of the Texas State University Board on Estate Planning and the university's Alumni Association.
He received a Master of Science degree in Financial Services (MSFS) from the American College (1928) in Bryn, Mawr, PA in 2004.
Professional designations throughout his financial career include the Chartered Financial Consultant (ChFC), Chartered Life Underwriters (CLU) from the American College, the Certified Senior Advisor (CSA) and the Registered Financial Consultant (RFC) designations.
Ruiz lives in his hometown with his wife Amanda and their two children, Richard and Raquel, who work in the family business. He also enjoys golfing, jogging, racquetball, and fitness workouts.
Ruben Ruiz, MSFS, ChFC
CEO-THE RUIZ FINANCIAL GROUP, LLC
1920A Corporate Drive, Suite 106
San Marcos, Texas 78666
A dedicated CEO and financial professional, whose mission is to provide his clients with the finest financial planning and wealth management services available in the United States. To educate, train and motivate 100,000 Hispanics in the United States to become Millionaires.
Southwest Texas State University, (Texas State University),
San Marcos, Texas, 1973 Bachelor of Business Administration (BBA)
Chartered Life Underwriter (CLU), 1985
The American College, Bryn Mawr, PA.
Chartered Financial Consultant (ChFC), 1986
The American College, Bryn Mawr, PA.
Registered Financial Consultant (RFC), 2000
The International Association of Registered Financial Consultants
Master of Science in Financial Services (MSFS), 2004
The American College, Bryn Mawr, PA.
Financial Planning Advisor and Wealth Manager for clients.
Management and Facilitation of 42 Texas Independent Advisory and Financial Services Offices in the Southwest Texas Region.
Ownership, Management and Administration of three businesses, Money Concepts Financial
Planning Centre, The Ruiz Financial Group, LLC and ‘Wealth & Millionaire Publishing'.
“Infoprenuership” products on education, training, and motivation for Hispanics to become wealthy, financially independent or a ‘Millionaire.'
Publication of his first book,
“The One-Hour Hispanic Millionaire”.
Publication of his second book,
“El Millonario Hispano En Una Hora”.
Publication and Development of ‘The One-Hour Millionaire Seminar'.
Publication and Development of ‘The One-Hour Millionaire Workshop'.
Publication and Development of ‘The One-Hour Millionaire Boot Camp'.
Publication and Development of ‘The One-Hour Millionaire “Wealth Building
System” which includes CD's, Manuals and Workbooks.'
San Marcos Hispanic Chamber of Commerce
San Marcos Chamber of Commerce
The Financial Planning Association (FPA) of San Antonio & South Texas
Texas Association of Mexican American Chambers of Commerce (TAMACC)
International Association of Registered Financial Consultants
McAllen Hispanic Chamber of Commerce
Texas State University Alumni Association
Greater Austin Hispanic Chamber of Commerce
San Antonio Hispanic Chamber of Commerce
National Hispanic Professionals Organization
Texas State University- Estate & Planned Gifts Advisory Board
National Association of Hispanic Real Estate Professionals of San Antonio (NAHREP)
Ruben Ruiz, CEO
The Ruiz Financial Group, LLC – 2003-2007
Wealth & Millionaire Publishing; 2005-2007
The One Hour Hispanic Millionaire - 2005-2007
Money Concepts Financial Planning Center -1984-2007
Ruben Ruiz, CEO of The Ruiz Financial Group, LLC has been in the financial services industry since graduating from Southwest Texas State University (Texas State University). In 1984, he invested all of his savings in a Money Concepts Financial Planning Center Franchise. For the next eight years, his focus was on increased financial planning and investment knowledge, working with mainly baby boomers and business owners. In 1992, Ruben had the opportunity to expand his financial services business through a Texas Regional agreement for recruiting and managing financial advisors. By 2000 there were 16 offices in the Texas Region and by the end of 2006 there were 42 independent advisory and financial services offices under Ruben Ruiz management. Revenues in 2000 were about $500,000 and by 2006 revenues reached 1.2 million.
In 2002, Ruben decided with the growth of the financial services industry and the expected growth of baby boomers in retirement, to pursue his Masters of Science in Financial Services. Ruben completed the MSFS degree in two years. In the last year of completing the MSFS degree, Ruben decided it was time to write a book on “How Hispanics in the USA could become wealthy or reach the goal of becoming a Millionaire.”
Ruben had observed throughout his financial services life that Hispanics were still not increasing their net worth because of a life long mindset that said Hispanics could not become wealthy.
Ruben setup a new company ‘Wealth & Millionaire Publishing' and the challenge to self-publish his first book, “The One Hour Hispanic Millionaire.” The self-publishing book from creation to print took about one year, an investment of about $40,000. After the publication of the book, Ruben set up another company, “The One Hour Hispanic Millionaire” with the goal of providing infoprenuer products on education, training, and motivation for Hispanics to become wealthy, financially independent or a ‘millionaire.' By the end of 2006 the second book was ready, the Spanish version of the ‘The One Hour Hispanic Millionaire,' ‘El Millonario Hispano En Una Hora.” This time Ruben decided to go the self-published digital print on demand route. Through Book-Surge, an Amazon.com company the Spanish book was published and printed. Because of these experiences Ruben and staff are able to help other Hispanic authors that want and need to publish their book. In addition to the two published books, there are at least three more books coming in 2007, 2008 and 2009. Ruben has set up other infoprenuer products and services, “The One Hour Millionaire Seminar, Workshop, Boot Camp, and the Home Learning Package, the “Wealth Building System,” which includes, CD's, manuals, and workbooks. Ruben's goal is to help 100,000 Hispanics, (Latinos, Mexicans, Puerto Rican's, Cubans, and others of Hispanic descent) reach the ‘Millionaire or more Net Worth' goal.
Ruben Ruiz, MSFS, ChFC, RFC
CEO – The Ruiz Financial Group, LLC
BBA - Southwest Texas University, (Texas State University)
Chartered Life Underwriter (CLU) Designation & Diploma